Introduction

On many occasions, it happens that we need fast money to face some expense, but we do not have the money ourselves; In these moments it is when we think of asking for financing. But … Is it as simple as it seems? Of course, if you know Credy , applying for financing is much simpler than it seems.

What is Credy? It is a trademark that is based in Switzerland, specifically in Geneva, and is established as one of the best online loan searchers. At the time that users enter their application in Credy.mx, the company studies the different loan providers and presents those that best fit your needs.

Credy 1 It should be noted that Credy is not the one who gives you the loan, but acts as an intermediary, without charging any commission, and when you ask for the loan, you will have no obligation to choose one of the providers.

Application Process

What Amount Can You Request?

Within Credy in Mexico, you can access amounts between 1,000 and 3,000 pesos. The return periods you can choose vary between 5 and 30 days.

The Requirements to Comply

The requirements necessary to obtain one of the Credy loans vary according to each credit provider, so at the time of entering the application, you will be informed if you have to meet any additional requirements. There are different general conditions to fulfill, such as:

  • Be of legal age
  • Have an income that allows you to pay for the loan requested.
  • Own a bank account.
  • Have legal residence in Mexico.

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What about the delinquency files?

On the part of Credy, the delinquent files, the payment history and the credit profile are not reviewed; but it is clear that each provider has its own rules, so that a company may verify this condition, while another does not. So before the application, you can see what the conditions of each particular provider are.

Anyway, the request is free, so you can add your order to the Credy bank, and if you do not meet the requirements or do not care about the offers, simply do not continue with the process.

The procedure

Requesting one of Credy’s credits is very simple and the whole process is done online. Let’s see the steps to follow:

Step 1: The first step is to choose the amount of the loan you need and the deadline for returning it. This data is entered from the simulator that is on your website.

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Step 2: After the loan information, you will have to complete a small form, whose time is 5 minutes. You must enter:

  • Your name.
  • Your maternal name
  • Your father’s last name
  • Choose a password
  • Enter your email
  • Your mobile phone number
  • Your CURP.
  • And finally check the acceptance box of the terms and conditions.

Step 3: In the third step, Credy will send you a text message with a verification code to confirm your identity. You must also send the documentation (scanned) to confirm your card or your bank account.

Step 4: Once your identity is confirmed, you will be immediately presented with the providers that Credy in Mexico has selected for you. If you choose one of these lenders, you will be given the money in your bank account. The time of delivery of the money varies according to each company in particular, but it is usually done in only 10 minutes.

The Payments of Your Loan

One of the doubts that appears when requesting a loan is How to pay it? How much interest will come to me? And else. We have to tell you, that the interests and forms of payment vary according to each particular provider. However, we have to admit that Credy always chooses the best, so you can rest assured that the interests are always among the most competitive in the market. In any case, you will see them before accepting the financing.

What happens if you do not pay on time?

It can happen to any person who has a problem with their personal finances, and this can delay the payment of the loan obtained. It is very important in these occasions, that if you suspect an inconvenience for the payment, you communicate with the company that granted you the loan. Why? To avoid being placed in the delinquency files and your debt is derived to a collection company.

Credy 5 Usually, when you have an inconvenience to make the payments, the companies offer you the possibility of an extension with an accessible payment plan. This type of postponement generates a commission and an extra interest that varies according to each company in particular. Even, some lenders may request a surcharge for the final payment obligations, which can vary between 10 and 50 pesos.

Can I ask for a loan if I have another one in effect?

It is a question that appears daily, in response, we have to say that the companies that grant loans do not always accept these conditions. However, at Credy you can enter the application, and then communicate with one of the providers to inform them of your situation. And they will have the final decision.

Opinions about Credy

After having analyzed all the characteristics of this access portal to personal loans, we are finalizing our verdict, and we can conclude that Credy is reliable, it really offers a great service; since it presents the best market options, within which you can choose yourself, which you think is the right provider for you.

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